Hello Hello,

It’s been a while but I’m back with another look into my budget to help you continue to work at your financial goals. If I can do it, so can you! I have to say I haven’t been so strict on my budgeting and I have been slipping when it comes to budgeting …  and everything. I kind of had this mini slump since Halloween. I’ve learned that we all go through hills and valleys and the best place to start something is the present. So if you’ve ever felt like that just keep going even when you aren’t motivated, or happy, or see progress, keep going cause being stagnant isn’t an option! I really want to talk about my struggles and challenges with personal finance, because I think it’s important that people see the realistic side of personal finance for me anyway. It isn’t always easy and it isn’t perfect, and maybe that will motivate some of you to keep going. Anyway I’ve rambled too much – that is for another day. Today, is about how to get back on track.

Goals: Sticking to the budget, using cash system, managing and logging my expenses

Events: Ugly Sweater Party, Newport Beach Boat Parade, Boyfriend’s Work Christmas Party, Friendsmas